Penerapan Manajemen Risiko untuk Meningkatkan Kinerja Industri Perbankan di Indonesia

Authors

  • Nilam Erman Institut Agama Islam Edi Haryono Madani, Siak, Riau, Indonesia
  • Mohd. Winario Universitas Pahlawan Tuanku Tambusai, Bangkinang, Riau, Indonesia

DOI:

https://doi.org/10.46963/jam.v7i1.1847

Keywords:

Implementation, Risk Management, Industry, Banking

Abstract

This research aims to determine the implementation and control of risk management in the banking industry in Indonesia. This study uses a qualitative method. The results of this research indicate that the application of risk management in the banking industry must be implemented considering the increasing number of types of crime in the banking world. The application of risk management in the banking industry must be adjusted to the objectives, business policies, size and complexity of the business and the capabilities of the bank itself. Business complexity is the diversity of product transactions/business networks. Meanwhile, bank capabilities include financial capabilities, supporting infrastructure and human resource capabilities. How to manage risk management in the banking industry can be carried out with several efforts, including determining risks, weighing risks, observing and controlling these risks.

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Published

2024-06-30

Issue

Vol. 7 No. 1 (2024): Al-Muqayyad

Section

Articles

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Copyright (c) 2024 Nilam Erman, Mohd. Winario

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How to Cite

Erman, N., & Winario, M. (2024). Penerapan Manajemen Risiko untuk Meningkatkan Kinerja Industri Perbankan di Indonesia. AL-Muqayyad, 7(1), 18-27. https://doi.org/10.46963/jam.v7i1.1847