Pengaruh Sikap, Norma Subjektif dan Persepsi Kontrol Perilaku terhadap Intensi Mahasiswa FEBI UINSU Menggunakan Linkaja Syariah

Authors

  • Regina Melina Ramadhani UIN Sumatera Utara, Medan, Indonesia
  • Imsar Imsar UIN Sumatera Utara, Medan, Indonesia
  • Khairina Tambunan UIN Sumatera Utara, Medan, Indonesia

DOI:

https://doi.org/10.46963/jam.v6i1.978

Keywords:

Linkaja Syariah, Intention, Attitude, Subjective Norm, Perceived Behavioral Control

Abstract

Currently, the choice of digital wallets based on sharia principles in Indonesia is still very limited. Linkaja Syariah is a digital wallet that has obtained sharia compliance from MUI. This study aims to see the influence of attitudes, subjective norms, and perceptions of behavior control on intentions using Linkaja Syariah. This type of research is done using descriptive quantitative methods. Students from the Faculty of Islamic Economics and Business at UIN North Sumatra for the academic year 2021–2022 served as the study's sample population and 98 respondents were given questionnaires to complete in order to obtain the data. With the aid of IBM SPSS version 20, a multiple linear regression analysis method was used for this investigation. The results of this study indicate that partially attitudes significantly affect the intention to use Linkaja Syariah. Subjective norms partially did not significantly affect the intention to use Linkaja Syariah. Perception of behavior control significantly affects the intention to use Linkaja Syariah. The intention to use Linkaja Syariah is significantly influenced by attitude factors, subjective norms, and perceptions of behavior control at the same time.

Downloads

Download data is not yet available.

References

Andriyaningtyas, I., Adam, M., & Herianingrum, S. (2021). Penerimaan E-Wallet Syariah Linkaja Dalam Rangka Pengembangan Ekonomi Digital Di Indonesia. EKUITAS (Jurnal Ekonomi dan Keuangan), 5(4). https://doi.org/10.24034/j25485024.y2021.v5.i4.4772

Bagas, F. (2021). Riset: Konsumen Dompet Digital di Indonesia Naik, Terbanyak Dipakai Apa? - Semua Halaman - Nextren.grid.id. https://nextren.grid.id/read/012582036/riset-konsumen-dompet-digital-di-indonesia-naik-terbanyak-dipakai-apa?page=all

Ferinaldy, F., Muslikh, M., & Huda, N. (2019). Pengaruh Sikap, Norma Subjektif, Kendali Perilaku Dan Religiusitas Terhadap Intensi Menggunakan Uang Elektronik. Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan dan Akuntansi, 11(2), 211–222. https://doi.org/10.35313/ekspansi.v11i2.1531

Meilanova, D. R. (2022). Milad Dua Tahun, Begini Kinerja LinkAja Syariah - Finansial Bisnis.com. https://finansial.bisnis.com/read/20220423/563/1526105/milad-dua-tahun-begini-kinerja-linkaja-syariah

Nafiah, R., & Faih, A. (2019). Analisis Transaksi Financial Technology (Fintech) Syariah dalam Perspektif Maqashid Syariah. Iqtishadia Jurnal Ekonomi & Perbankan Syariah, 6(2), 167–175. https://doi.org/10.19105/iqtishadia.v6i2.2479

Nasution, A. W. (2019). Analisis Faktor Kesadaran Literasi Keuangan. EQUILIBRIUM: Jurnal Ekonomi Syariah, 7(1), 40–63.

Naution, D. A., Hasibuan, R. R. A., & Prayoga, R. (2021). Tingkat Perkembangan Fintech (Financial Technology), Pemahaman Fintech (Financial Technology) dan Minat Mahasiswa UIN Sumatera Utara. Jurnal Pendidikan Tambusai, 5(3), 9080–9090.

Nawawi, H. H. (2020). Penggunaan E-wallet di Kalangan Mahasiswa. Emik, 3(2), 189–205. https://doi.org/10.46918/emik.v3i2.697

Ngafifi, M. (2014). Kemajuan Teknologi Dan Pola Hidup Manusia Dalam Perspektif Sosial Budaya. Jurnal Pembangunan Pendidikan: Fondasi dan Aplikasi, 2(1), 33–47.

Nugroho, A., Najib, M., & Simanjuntak, M. (2018). Factors Affecting Consumer Interest In Electronic Money Usage With Theory Of Planned Behavior (TPB). Journal of Consumer Sciences, 3(1), 15. https://doi.org/10.29244/jcs.3.1.15-27

Nuha, U., Qomar, M. N., & Maulana, R. A. (2020). Perlukah E-Wallet Berbasis Syariah? MALIA: Journal of Islamic Banking and Finance, 4(1), 59. https://doi.org/10.21043/malia.v4i1.8449

Prameswari, A., Hasibuan, D. N., Bayani, L. N., & Nurbaiti. (2022). Analisis Faktor-Faktor Yang Mempengaruhi Minat Mahasiswa UINSU Medan Dalam Menggunakan Sistem Pembayaran E-Wallet. JUSIBI ( Jurnal Sistem Informasi dan E-Bisnis), 4(1), 60–70.

Rahmani, N. A. B. (2016). Metodologi Penelitian Ekonomi. FEBI UIN-SU Press.

Rohmah, R. S., & Martini, E. (2021). Analisis Niat Konsumen Dalam Menggunakan Qris Di Surakarta Berdasarkan Model Decompossed Theory Of Planned Behavior. eProceedings.

Si-Pandai: Sistem Informasi Pangkalan Data Internal. (n.d.). Diambil 4 Juli 2022, dari https://sipandai.uinsu.ac.id/mahasiswa/tampil_aktif

Sistem Pembayaran & Pengelolaan Uang Rupiah. (n.d.). Diambil 16 April 2022, dari https://www.bi.go.id/id/fungsi-utama/sistem-pembayaran/default.aspx

Sugiyono. (2017). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.

Sulistyowati, R., Paais, L., & Rina, R. (2020). Persepsi Konsumen Terhadap Penggunaan Dompet Digital. ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi, 4(1), 17. https://doi.org/10.24269/iso.v4i1.323

Warman, A., Rimenda, T., & Vidyasari, R. (2021). Analisis Keputusan Penggunaan Linkaja Dengan Pendekatan Theory of Planned Behavior. Account, 8(1). https://doi.org/10.32722/acc.v8i1.3873

Downloads

Published

2023-06-30

How to Cite

Ramadhani, R. M., Imsar, I., & Tambunan, K. (2023). Pengaruh Sikap, Norma Subjektif dan Persepsi Kontrol Perilaku terhadap Intensi Mahasiswa FEBI UINSU Menggunakan Linkaja Syariah. AL-Muqayyad, 6(1), 17–28. https://doi.org/10.46963/jam.v6i1.978

Issue

Section

Articles