Konsep kredit dalam bingkai pemikiran Zaid bin Ali serta relevansinya di era kontemporer
DOI:
https://doi.org/10.46963/jam.v7i2.2288Keywords:
Thought, Credit, Islamic Economic, Zaid Bin AliAbstract
Humans continuously engage in various activities, encompassing both divine obligations (hablumminallah) and social interactions (hablumminannas). Islam provides clear guidance on permissible credit transaction schemes and prohibits those that lead to riba. This study employs a descriptive qualitative approach, analyzing the thoughts of Zaid bin Ali through a review of journal articles published on Google Scholar. The research aims to explore Zaid bin Ali's perspective on the concept of credit in Islamic economics and to analyze its relevance to contemporary Islamic financing practices. The findings reveal that, according to Zaid bin Ali, credit transactions with higher prices than cash payments are permissible, provided they are based on mutual agreement and consent between the parties involved. This perspective aligns with the practices of Islamic financial institutions, as regulated by DSN MUI Fatwa No. 04/DSN-MUI/2000.
Downloads
References
Adiwarman A. Karim. (2022). Sejarah Peradaban dan Pemikiran EKonomi Islam Pasca Kenabian. Jakarta: Rajagrafindo Persada.
Al-fiyah, Tutik, & Mugiyati. (2024). Penerapan Konsep Pemikiran Ekonomi Zaid Bin Ali dan Abu Hanifah Pada Shopee (Spay Later dan Akad Salam). Ad-Deenar: Jurnal Ekonomi Dan Bisnis Islam, 193–206. https://doi.org/10.30868/ad.v8i02.7324
Azhari Akmal Trg, Ismail, Kamaruddin dan Pandapotan. (2021). The Quran As The Basis Of Islamic Economics (The Thoughts of M. Yasir Nasution and Amiur Nuruudin). Turkish Online Journal of Qualitative Inquiry (TOJQI) Volume, 12(9), 7284–7296.
Azzah, Khulaelatudil, Lutfiyanti, Purwanti, Elda, Abadi, Muhammad Taufiq, & Syafi’i, Muhammad Aris. (2024). Pemikiran Ilmuwan Ekonomi Klasik (Zaid Bin Ali, Abu Hanifah, Abu Yusuf, Abu Ubaid). Jurnal Ilmiah Research Student, 1(3), 407–414. https://doi.org/https://doi.org/10.61722/jirs.v1i3.613
Chrisna, Heriyanti, Karin, Agita, & Azwar, Hasrul. (2020). Analisis Sistem Dan Prosedur Kredit Kepemilikan Rumah (KPR) Dengan Akad Pembiayaan Murabahah Pada PT. Bank BRI Syariah Cabang Medan. Jurnal Akuntansi Bisnis & Publik, 11(1), 2087–4669.
Dewi Indasari. (2022). Perkembangan Pemikiran Ekonomi Islam Pada Masa Bani Umayyah. Dosen UP. MPK Politeknik Negeri Sriwijaya, 139(c), 66–89.
Haryoso, Lukman. (2017). Penerapan Prinsip Pembiayaan Syariah (Murabahah) Pada Bmt Bina Usaha Di Kabupaten Semarang. Law and Justice, 2(1), 79–89. https://doi.org/10.23917/laj.v2i1.4339
Huda, Muchtar Wahyudi Pamungkas dan Miftahul. (2021). Bay‘Al-Inah dalam Pemikiran Imam Syafi’i Dan Imam Malik (Sebuah Kajian Perbandingan). Jurnal Antologi Hukum, 1(1), 34–50.
Ismail dan Sudiarti, S. (2022). Problematika Hukum Umrah Kredit Dalam Pandangan Imam Syafii. CENDEKIA: Jurnal Studi Keislaman, 8. Retrieved from https://www.ejurnal.staiha.ac.id/index.php/cendekia/article/view/151%0Ahttps://www.ejurnal.staiha.ac.id/index.php/cendekia/article/download/151/147
Ismail, Ismail, & Misrah, Misrah. (2022). Internship At a Young Age in Prophet Muhammad’S Business Management Practices. International Journal of Economics, Business and Accounting Research (IJEBAR), 6(1), 212. https://doi.org/10.29040/ijebar.v6i1.4606
Istiqomah, Lailatul, & Zulaikhah, Anik. (2019). Telaah Sejarah Pemikiran Ekonomi islam. Jurnal Al-Iqtishod, 1(1), 1–19. Retrieved from https://ejournal.iaiskjmalang.ac.id/index.php/iqtis/article/view/17/35
Khusheif, Hanaa Mohammed Kareem. (2022). The pinion of Ahlulbait (PBUT) and Some Scholars About the Revolution of Zaid Bin Ali (PBUH). Journal of the College of Education for Humanities, 12(1).
Lubis, M. A., SE, S., Husna, A., Ak, S., Ak, M., Hanum, F., & Ak, M. (2024). Sejarah Pemikiran Ekonomi Islam. umsu press.
Muflihin, M. Dliyaul. (2011). Perekonomian Di Masa Dinasti Umayyah: Sebuah Kajian Moneter dan Fiskal. Journal of Physics A: Mathematical and Theoretical, 44(8), 32. https://doi.org/10.1088/1751-8113/44/8/085201
Muhtadi, R., Luthfi, F., Rukmana, A. Y., Hamilunniám, M., Nugroho, L., & Sunjoto, A. R. (2023). Menelusuri Jejak Sejarah Pemikiran Ekonomi Islam.
Nur Oktaviani Tutut CB. (2022). Realisasi Pengendalian Risiko Kredit Pada Jual Beli Material Bangunan Menurut Zaid Bin Ali di Toko Surya Mega Desa Mumbulsari Kabupaten Jember. UIN Kiai Haji Achmad Siddiq Jember.
Rozali, Y. A. (2022). Penggunaan analisis konten dan analisis tematik. In Penggunaan Analisis Konten Dan Analisis Tematik Forum Ilmiah (Vol. 19, p. 68).
Rusby, Zulkifli. (2014). Pemikiran Ekonomi Dalam Islam. Pekanbaru: Pusat Kajian Pendidikan Islam FAI UIR.
Sandia, Mohammad. (2003). Perlindungan Hukum Konsumen Terhadap Penyalahgunaan Kartu Kredit Menurut UU Nomor 8 Tahun 1999 dan Bagaimana Perspektif Hukum Islam Terhadap Pengguna Kartu Kredit. 183–193.
Soemitra, Andri, Ismal, Rifki, & Al-butary, Burhanuddin. (2021). maqasid sharia implementation in monetary policy: A Literature Study. 04(02), 150–165.
Wati, Fahrina Yustiasari Liri, & Rafai HA, Muhammad. (2020). Pemikiran Ekonomi Islam pada Fase Pertama. AL-MUQAYYAD: Jurnal Ekonomi Syariah, 3(1), 106–113. https://doi.org/10.46963/jam.v3i1.157
Zatadini, Nabila, & Ghozali, Mohammad. (2018). Analisis Pemikiran Ekonomi Islam Imam Abu Hanifah. AL-FALAH: Journal of Islamic Economics, 3(1), 29. https://doi.org/10.29240/jie.v3i1.404
Zubandi Thahir, Rahmat. (2021). Sejarah Pemikiran Ekonomi Islam Periode Awal 450 H/1058 M. KASBANA: Jurnal Hukum Ekonomi Syariah, 1(2), 110–124. https://doi.org/10.53948/kasbana.v1i2.27
Downloads
Published
Issue
Section
License
Copyright (c) 2024 Ismail Ismail, Salisa Amini, Misrah Misrah

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
1. Copyright on any article is retained by the author(s).
2. The author grants the journal, right of first publication with the work simultaneously licensed under a Creative Commons Attribution shareAlike 4.0 International License that allows others to share the work with an acknowledgment of the work’s authorship and initial publication in this journal.
3. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
4. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
5. The article and any associated published material is distributed under the Creative Commons Attribution-ShareAlike 4.0 International License